Decrease in the price of the policy in the following text Bonus and increase in the price of the policy in the following text Malus is currently determined by searching the data in spreadsheets, hereinafter referred to as the Book of Incidents. The owner of the book of incidents is the Insurance Agency, which collects data from all active insurance companies. The insurance agency migrates all col- lected data into one file and distributes it by e-mail or CD to all active insurance companies. The book of incidents is a Microsoft Excel file from which the insurer can search for a vehicle or insured person who may have caused an incident in the past, damage to his vehicle as well as to the vehicle or a third party.
The availability of real-time data on the state of railway facilities and the state-of-the art technologies for data collection and analysis allow transition to the fourth generation maintenance. It is based on the prediction of the facility functional safety and dependability and the risk-oriented facility management. The article describes an approach to assessing the risks of hazardous facility failures using the latest digital data processing methods. The implementation of this approach will help set maintenance objectives and contribute to the efficient use of resources and the reduction of railway facility managers’ expenditures.
Decrease in the price of the policy in the following text Bonus and increase in the price of the policy in the following text Malus is currently determined by searching the data in spreadsheets, hereinafter referred to as the Book of Incidents. The owner of the book of incidents is the Insurance Agency, which collects data from all active insurance companies. The insurance agency migrates all col- lected data into one file and distributes it by e-mail or CD to all active insurance companies. The book of incidents is a Microsoft Excel file from which the insurer can search for a vehicle or insured person who may have caused an incident in the past, damage to his vehicle as well as to the vehicle or a third party.
